Loan services / First Home Buyers
First Home Buyers
Your first keys, with a guide in your corner.
No jargon, no judgement — just a clear plan from 'saving a deposit' to 'collecting the keys'. We'll work out what you can comfortably borrow, which government schemes you're eligible for, and which lenders will look favourably on your application.
Enquire about first home buyersWhat's possible with us
Grants & schemes, sorted
First Home Owner Grant, First Home Guarantee, stamp duty concessions — we check your eligibility for all of them.
A realistic borrowing plan
We calculate a borrowing figure you can actually live with, not just the maximum a lender will offer.
Low-deposit options
From 5% deposits to family guarantees, we know which lenders will consider smaller deposits.
Step-by-step support
Auctions, contracts, building inspections — we explain what's next at every stage so nothing surprises you.
Good to know
- The First Home Guarantee lets eligible buyers purchase with as little as 5% deposit without paying LMI.
- Stamp duty concessions vary by state — the savings can be worth tens of thousands of dollars.
- Lenders look at your spending habits, so the 3 months before you apply matter.
- Getting pre-approved before you shop puts you in a far stronger negotiating position.
Ready to make it possible?
A two-minute enquiry is all it takes. No obligation, no impact on your credit file — just straight answers from a real broker.