Loan services / Commercial Loans
Commercial Loans
Serious property, seriously well financed.
Commercial lending is assessed on the asset, the lease and the borrower — and every lender weights these differently. Whether you're an owner-occupier buying your own premises or an investor building a portfolio, we know which lenders are hungry for your type of deal.
Enquire about commercial loansWhat's possible with us
Owner-occupier & investment
Buy the premises your business operates from, or add commercial assets to your portfolio.
Higher LVRs, right lenders
Some lenders cap at 65%; others will go higher on the right asset. We know the difference.
Development & construction
Facilities for smaller developments and construction, drawn down progressively.
Lease-doc options
For strong tenanted assets, lease-doc loans can simplify the approval process considerably.
Good to know
- Commercial loans typically run over shorter terms (15–25 years) than residential loans.
- The lease strength — tenant, term and WALE — heavily influences both rate and LVR.
- Valuations are done on capitalisation of income, not comparable sales alone.
- GST on the purchase price may need to be funded separately — plan for it early.
Ready to make it possible?
A two-minute enquiry is all it takes. No obligation, no impact on your credit file — just straight answers from a real broker.